Access Bank Online account opening is done through the code *901#. You can upgrade your account on the Access Bank app and some requirements to upgrade your account include your Access Bank account name and number, account type, mobile number, a valid ID card, and a recent passport photograph.
Having a bank account comes with several advantages that include the convenience of paying bills without cash, protection against theft and fires, the likelihood of having your money grow over time, and getting access to loans, among others. It is for this reason that many financial institutions such as Access Bank offer people the opportunity to own bank accounts.
Instead of going into any branch of Access Bank to open an account, there is the option of opening an account online, and through the USSD code *901#. Here is all you should know about Access Bank’s online account opening and how to upgrade your account.
The use of USSD code and Internet banking are among the various ways you can open an Access Bank account besides going to the bank. These two are the most convenient and easy ways to open a bank account with Access Bank from the comfort of your home.
You can use any mobile device to open an Access Bank account using a USSD code. You don’t need to have any prior link to Access Bank before you can use the USSD code. Follow the steps below:
Access Bank Internet banking allows one to gain access to perform several transactions and open an account. This method, unlike the USSD, requires an internet connection. For whatever type of account you’re opening as an individual, follow the steps below:
Note:
The code you need to open an access bank account without BVN is *901#. To begin:
You can get the Access Bank account opening form online via this link. You can also visit any nearest branch of Access Bank in your locality to get an opening form. You can also print or download the online version of the form, fill it and submit it to your nearest Access Bank branch.
To open this account, you do not need to fill out any form but use the *901*0# to open. Things that might be required while opening the account or afterwards include:
Visit the link above to automatically download the account opening form and fill it out adequately. This type of account is designed specifically for private schools in Nigeria. This is a current account that helps the registered schools to carry out everyday business transactions with ease.
The Diamond School Advantage account comes with many advantages that include access to school fee loans for parents, access to other types of Access Bank Loans, sponsorship opportunities, and school fee collection platforms, among others. Requirements to open a Diamond School Advantage Account include:
This type of account is designed for affluent clients to be able to meet their everyday needs in terms of transactions. With this type of account, you will get a free monthly e-statement of account, as well as gain access to mobile and internet banking.
Upon the opening of this type of account, you stand a chance to get a negotiable current maintenance fee (NCAMF) at N1 per mile, alongside free banking, once a million naira is maintained in the account. Other advantages of the account include an N25,000 operating balance, a debit card, a chequebook, and access to Xclusive lounges if you subscribe to XclusivePlus. Requirements to open a Premium Current Account online include:
Only registered non-governmental and profit organizations can have access to this type of banking account. To open a Community Current Account, you need a minimum operating balance of N10,000. Also, you stand a chance to get a chequebook, free access to Access Bank internet banking, and free withdrawal from any branch of the bank. Requirements for opening a Community Current Account include:
This type of account is for those who wish to gain interest rates from their account’s available balance. To open this type of account, you can use the USSD code or visit any branch of the bank.
This type of account allows customers to stand a chance to win a salary 4life i.e N100,00 monthly salary for the next 20 years; family health coverage; cash prizes and rent among other benefits. To open this type of account using USSD, you need to:
This type of account is available for children under the age of 18, including the ones yet to be born. To open this type of account, you will need a minimum of N1,000, which allows a parent to handle the account until the child becomes an adult. All you need to open an Early Savers Account include:
This type of account is available in current and savings and it is targeted at senior citizens between the ages of 60 and above. The evergreen savings account can provide the account holder with convenience and cost savings.
The evergreen savings account has numerous advantages that include no monthly maintenance fee, free gifts at a time, 1.25% for those using a savings account, and can be opened without a minimum balance. Requirements to open an Evergreen Account include:
This type of account gives room for saving money for a project or saving for rainy days. While saving at this type of Access Bank account, you can earn interest monthly.
This type of account does not come with a debit card and there is a penalty charge of N150 if the balance of the account goes less than N5,000. All you need to open this type of account include:
This type of account is for people between the ages of 16 to 30 who want to enjoy an interest rate of 1.15%. Like most other accounts, you can get different debit cards based on the customer’s preference.
With this type of account, customers can get access to student loans, special packages for customers who are turning 18, and promotional offers and personal development workshops and seminars. Also, customers can have access to a 50% discount on a debit card to mention a few. Solo account opening requirements include:
To upgrade your account means to change from a smaller plan to a higher one within the same bank. For instance, there are two types of instant savings accounts – the Instant Savings Account 1 and the Instant Savings Account 2.
For the former, you can only have a maximum single deposit of N50,000 while the latter allows for the maximum single deposit of N100,000. For Instant Savings 1, the cumulative maximum balance is N300,000 and that of Instant Savings 2 is N500,000. This type of account also is limited to Nigeria.
Upgrading your Access Bank account means having fewer limitations in terms of your cumulative balance and transactions. Most times, the upgrade can allow you to receive up to millions or even a higher amount.
Note that it takes a maximum of 24 hours to upgrade your account and you cannot do it online. However, you can contact the bank’s customer care service if you need any further clarification using the following means:
You can use the following methods to block your account from unwanted access:
Alternatively, you can dial *901*919# using the phone number linked to the account.
Once you follow the above steps, your account will instantly be locked from any form of transaction.
Blocking your account using the customer care contact centre is one of the safest and fastest ways. Whenever you call the service centre to block your account, it is important to know your account number and other details so as to ensure that you have the maximum help you need.
You can contact the customer centre through any of the following contact details:
You can block your Access Bank account for many reasons including phone or ATM card loss or whenever you feel there is a threat to your account among other reasons.
If you successfully block your account and wish to unblock it at any point, you have to visit any branch of Acces Bank. This is to make sure that a fraudster does not pose as the owner of the account and gets it unblocked using the online platform, customer care service, USSD, or any other platform.
This is part of the measures to protect your account from unauthorized access.
Yes. *901# is the code to open an Access Bank account. Simply dial it on your mobile phone and quickly follow the prompts that follow to start your account opening process.
